PFCU is a member-owned financial institution – that serves anyone who lives, works, worships or volunteers in Clinton or Essex County. PFCU is a not for profit organization which means that all earnings are returned to our members in the form of lower interest rates on loans and higher interest rates on savings accounts. PFCU offers financial services such as checking and savings accounts, money market accounts, online and mobile banking, remote deposits, free coin exchange machines, loans of all types including real estate loans and home improvement loans. With offices in Peru, AuSable Forks, and Keeseville – you can check us out at perufcu.com